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When to split pairs in blackjack

6 min read · Updated 9 October 2026

Splitting turns a pair into two separate hands, with a bet on each. Used well, it's either an attacking or a rescuing play; used badly, it doubles your losses.

The two golden rules

  • Always split Aces and 8s. Two Aces are two hands starting at 11. Two 8s make 16, the worst hand in the game: two hands starting from 8 are worth far more.
  • Never split 10s or 5s. 20 is an excellent hand; a pair of 5s is a 10 you should double against 2 to 9.

Every pair, card by card

PairSplit againstOtherwise
A-AEvery card—
10-10NeverStand
9-92 to 6, 8 and 9Stand against 7, 10 and Ace
8-8Every card—
7-72 to 7Hit
6-62 to 6Hit
5-5NeverDouble against 2 to 9, otherwise hit
4-45 and 6Hit
3-3, 2-22 to 7Hit

Nines against a 7

Why stand with 9-9 against a 7? Your 18 beats the 17 the dealer most often ends with when showing a 7. Against an 8 or 9, though, 18 is too thin: splitting gives better odds. Against a 10 or Ace the dealer is too strong, so you limit the damage by standing.

Small pairs (2, 3, 4, 6, 7)

These splits are mostly defensive, or exploit a weak dealer. They assume you may double after splitting (the most common rule). If your table forbids it, split less: always hit 4-4, and split 2-2, 3-3 and 6-6 against fewer cards.

Rules worth knowing

  • Split Aces: you usually get only one card on each Ace, and Ace + 10 counts as 21, not blackjack (paid 1:1, not 3:2).
  • Resplitting: if you receive the same card again, many tables let you split again (often up to 3 or 4 hands), rarely for Aces.
  • Double after split: allowed almost everywhere; it's what makes splitting small pairs worthwhile.

In Hitwise, the "Split the hand" button creates two hands tracked separately, each with its own decision.

Frequently asked questions

Should you split 8s against an Ace?

Yes — with this chart you always split 8s, even against a 10 or an Ace: 16 loses even more often than two hands starting from 8.

Why not split two 10s against a 6?

Because 20 already wins very often. Splitting trades an excellent hand for two average ones and loses money on average.

Is Ace + 10 after a split a blackjack?

No, it's 21, paid even money (1:1). Only Ace + 10 as the first two cards of an unsplit hand is a blackjack.

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